/* ============================================================
   ROCKET HYPOTHEKEN — Site layout
   Gedeelde opmaak voor nav, hero's, secties, footer en
   herbruikbare blokken (stappen, features, prijzen, team, FAQ).
   Bouwt voort op rocket.css (tokens, base, componenten).
   ============================================================ */

/* ---------------- PAGINA-ACHTERGROND ----------------
   Wit als basis, afgewisseld met lichtblauw (.s.alt) voor rust.
   (Overschrijft de warme cream uit rocket.css.) */
body { background: var(--paper); }

/* ---------------- NAV ---------------- */
.nav { position:sticky; top:0; z-index:60; background:rgba(255,255,255,0.85); backdrop-filter:blur(12px); -webkit-backdrop-filter:blur(12px); border-bottom:1px solid transparent; transition:border-color var(--dur-med), box-shadow var(--dur-med); }
.nav.scrolled { border-color:var(--line); box-shadow:var(--sh-xs); }
.nav .row { display:flex; align-items:center; justify-content:space-between; height:74px; gap:24px; }
.nav .logo img { height:28px; width:auto; }
.nav .links { display:flex; gap:28px; align-items:center; }
.nav .links a { font-family:var(--font-body); font-weight:500; color:var(--ink); font-size:var(--fs-sm); transition:color var(--dur-fast); }
.nav .links a:hover, .nav .links a.active { color:var(--coral); }
.nav .actions { display:flex; gap:10px; align-items:center; }
.nav-toggle { display:none; background:none; border:none; cursor:pointer; padding:8px; margin:-8px; color:var(--navy); }
@media (max-width:980px){
  .nav .links { display:none; }
  .nav .actions .btn-ghost { display:none; }
  .nav-toggle { display:inline-flex; }
}

/* mobile menu drawer */
.mobile-menu { display:flex; position:fixed; inset:0 0 0 auto; width:min(86vw,360px); z-index:80; background:var(--paper); box-shadow:var(--sh-lg); padding:24px; transform:translateX(100%); visibility:hidden; transition:transform var(--dur-med) var(--ease), visibility var(--dur-med) var(--ease); flex-direction:column; gap:6px; overflow-y:auto; }
.mobile-menu.open { transform:translateX(0); visibility:visible; }
.mobile-menu .mm-top { display:flex; justify-content:space-between; align-items:center; margin-bottom:18px; }
.mobile-menu .mm-top img { height:26px; width:auto; }
.mobile-menu a.mm-link { font-family:var(--font-display); font-weight:600; font-size:1.15rem; color:var(--navy); padding:14px 0; border-bottom:1px solid var(--line); }
.mobile-menu a.mm-link:hover { color:var(--coral); }
.mobile-menu .btn { margin-top:20px; }
.mm-close { background:none; border:none; cursor:pointer; color:var(--navy); padding:6px; }
.scrim { display:none; position:fixed; inset:0; z-index:70; background:rgba(12,23,56,0.45); opacity:0; transition:opacity var(--dur-med); }
.scrim.open { display:block; opacity:1; }
body.menu-open { overflow:hidden; }

/* ---------------- HERO (navy, homepage) ---------------- */
.hero { position:relative; overflow:hidden; padding:var(--s8) 0 var(--s7); background:var(--navy); }
.hero .wrap { position:relative; z-index:2; }
.hero-grid { display:grid; grid-template-columns:1.05fr 0.95fr; gap:52px; align-items:center; }
@media (max-width:920px){ .hero-grid{ grid-template-columns:1fr; gap:36px; } }
.hero h1 { font-size:var(--fs-display); color:#fff; }
.hero h1 .u { position:relative; white-space:nowrap; }
.hero h1 .u::after { content:""; position:absolute; left:0; right:0; bottom:0.06em; height:0.16em; background:var(--coral); border-radius:99px; z-index:-1; }
.hero .lede { color:var(--on-dark-2); max-width:520px; margin-top:22px; }
.hero-cta { display:flex; gap:14px; margin-top:30px; flex-wrap:wrap; }
.hero-trust { display:flex; gap:24px; margin-top:30px; align-items:center; flex-wrap:wrap; }
.hero-trust .star { color:var(--amber); letter-spacing:2px; }
.hero-trust small { color:var(--on-dark-2); font-size:var(--fs-sm); display:inline-flex; align-items:center; gap:6px; }
.hero-trust small b { color:#fff; }
.baan { position:absolute; inset:0; width:100%; height:100%; pointer-events:none; z-index:0; opacity:.5; }

/* ---------------- PAGE HERO (inner pages) ---------------- */
.page-hero { position:relative; overflow:hidden; background:var(--navy); padding:var(--s7) 0 var(--s7); }
.page-hero .wrap { position:relative; z-index:2; }
.page-hero .eyebrow { color:var(--coral-200); }
.page-hero h1 { color:#fff; font-size:var(--fs-h1); margin-top:14px; max-width:780px; }
.page-hero .lede { color:var(--on-dark-2); margin-top:18px; max-width:620px; }
.page-hero .hero-cta { margin-top:26px; }
.breadcrumb { display:flex; gap:8px; align-items:center; font-size:var(--fs-sm); color:var(--on-dark-2); margin-bottom:6px; }
.breadcrumb a:hover { color:#fff; }
.breadcrumb span { color:var(--navy-300); }

/* ---------------- SECTIONS ---------------- */
section.s { padding:var(--s8) 0; }
section.s.alt { background:var(--navy-050); }
section.s.cream2 { background:var(--cream-2); }
section.s.navy { background:var(--navy-900); }
section.s.navy h2, section.s.navy h3 { color:#fff; }
section.s.navy p { color:var(--on-dark-2); }
.center-head { max-width:680px; margin:0 auto var(--s6); text-align:center; }
.center-head h2 { font-size:var(--fs-h2); margin-top:12px; }
.center-head p { color:var(--ink-2); font-size:var(--fs-lede); margin-top:12px; }
.section-head { max-width:680px; margin:0 0 var(--s6); }
.section-head h2 { font-size:var(--fs-h2); margin-top:12px; }
.section-head p { color:var(--ink-2); font-size:var(--fs-lede); margin-top:12px; }

/* ---------------- STAT STRIP ---------------- */
.strip { display:grid; grid-template-columns:repeat(4,1fr); gap:24px; text-align:center; }
@media (max-width:760px){ .strip{ grid-template-columns:repeat(2,1fr); gap:28px; } }
.strip .n { font-family:var(--font-display); font-weight:700; font-size:2.4rem; color:var(--navy); line-height:1; }
.strip .n .spark { color:var(--amber); }
.strip .l { font-size:var(--fs-sm); color:var(--ink-2); margin-top:6px; }

/* ---------------- STEPS ---------------- */
.steps { display:grid; grid-template-columns:repeat(3,1fr); gap:24px; }
@media (max-width:860px){ .steps{ grid-template-columns:1fr; } }
.step { background:var(--paper); border:1px solid var(--navy-100); border-radius:var(--r-lg); padding:30px; box-shadow:var(--sh-sm); }
.step .num { font-family:var(--font-display); font-weight:700; width:42px; height:42px; border-radius:50%; background:var(--navy); color:#fff; display:grid; place-items:center; }
.step h3 { font-size:1.3rem; margin:18px 0 8px; }
.step p { color:var(--ink-2); font-size:var(--fs-sm); }

/* vertical timeline (process page) */
.timeline { max-width:760px; margin:0 auto; position:relative; }
.timeline::before { content:""; position:absolute; left:21px; top:8px; bottom:8px; width:2px; background:repeating-linear-gradient(var(--coral) 0 4px, transparent 4px 14px); }
@media (max-width:560px){ .timeline::before{ left:17px; } }
.tl-item { position:relative; padding-left:64px; padding-bottom:34px; }
.tl-item:last-child { padding-bottom:0; }
.tl-item .dot { position:absolute; left:0; top:0; width:44px; height:44px; border-radius:50%; background:var(--navy); color:#fff; font-family:var(--font-display); font-weight:700; display:grid; place-items:center; z-index:2; box-shadow:0 0 0 6px var(--paper); }
.tl-item.alt .dot { box-shadow:0 0 0 6px var(--paper); }
.tl-item .time { font-size:0.8rem; color:var(--coral-700); font-family:var(--font-display); font-weight:600; }
.tl-item h3 { font-size:1.25rem; margin:4px 0 8px; }
.tl-item p { color:var(--ink-2); font-size:var(--fs-sm); }
@media (max-width:560px){ .tl-item{ padding-left:54px; } .tl-item .dot{ width:36px; height:36px; } }

/* ---------------- FEATURES ---------------- */
.feats { display:grid; grid-template-columns:repeat(3,1fr); gap:22px; }
@media (max-width:860px){ .feats{ grid-template-columns:1fr; } }
.feat { padding:28px; border-radius:var(--r-lg); background:var(--paper); border:1px solid var(--line); }
.feat .ic { width:50px; height:50px; border-radius:14px; display:grid; place-items:center; background:var(--coral-050); color:var(--coral-700); margin-bottom:16px; }
.feat h3 { font-size:1.2rem; margin-bottom:8px; }
.feat p { color:var(--ink-2); font-size:var(--fs-sm); }

/* ---------------- FAQ ---------------- */
.faq { max-width:740px; margin:0 auto; }
.q { border-bottom:1px solid var(--line); }
.q summary { list-style:none; cursor:pointer; display:flex; justify-content:space-between; align-items:center; gap:16px; padding:22px 0; font-family:var(--font-display); font-weight:600; font-size:1.15rem; color:var(--navy); }
.q summary::-webkit-details-marker { display:none; }
.q .plus { flex:none; width:30px; height:30px; border-radius:50%; background:var(--navy-050); display:grid; place-items:center; transition:transform var(--dur-med) var(--ease), background var(--dur-fast); color:var(--navy); }
.q[open] .plus { transform:rotate(45deg); background:var(--coral); color:#fff; }
.q .ans { overflow:hidden; max-height:0; transition:max-height var(--dur-slow) var(--ease); }
.q[open] .ans { max-height:420px; }
.q .ans p { padding-bottom:22px; color:var(--ink-2); font-size:var(--fs-sm); }

/* ---------------- CALCULATOR CARD ---------------- */
.calc { background:var(--paper); border-radius:var(--r-xl); box-shadow:var(--sh-lg); padding:32px; }
.calc .ct { font-family:var(--font-display); font-weight:600; font-size:1.1rem; color:var(--navy); display:flex; gap:10px; align-items:center; }
.calc label { display:block; font-size:var(--fs-sm); color:var(--ink-2); font-weight:500; margin:20px 0 6px; }
.calc .val { font-family:var(--font-display); font-weight:700; font-size:1.8rem; color:var(--navy); }
.calc input[type=range]{ -webkit-appearance:none; appearance:none; width:100%; height:8px; border-radius:99px; background:var(--navy-100); outline:none; margin-top:12px; }
.calc input[type=range]::-webkit-slider-thumb{ -webkit-appearance:none; appearance:none; width:28px; height:28px; border-radius:50%; background:var(--coral); border:4px solid #fff; box-shadow:var(--sh-md); cursor:pointer; }
.calc input[type=range]::-moz-range-thumb{ width:24px; height:24px; border-radius:50%; background:var(--coral); border:4px solid #fff; box-shadow:var(--sh-md); cursor:pointer; }
.calc-out { margin-top:24px; background:var(--navy-050); border-radius:var(--r-lg); padding:20px 22px; display:flex; justify-content:space-between; align-items:flex-end; gap:16px; }
.calc-out .big { font-family:var(--font-display); font-weight:700; font-size:2.2rem; color:var(--coral); line-height:1; }
.calc-out .lab { font-size:var(--fs-sm); color:var(--ink-2); }
.calc-out .sub { font-family:var(--font-display); font-weight:700; font-size:1.4rem; color:var(--navy); }
.fineprint { font-size:0.8rem; color:var(--ink-3); margin-top:12px; }

/* ---------------- PRICING ---------------- */
.prices { display:grid; grid-template-columns:repeat(3,1fr); gap:24px; align-items:stretch; }
@media (max-width:900px){ .prices{ grid-template-columns:1fr; max-width:460px; margin:0 auto; } }
.price { position:relative; background:var(--paper); border:1px solid var(--line); border-radius:var(--r-lg); padding:30px; box-shadow:var(--sh-sm); display:flex; flex-direction:column; }
.price.featured { border:2px solid var(--coral); box-shadow:var(--sh-md); }
.price .tag { position:absolute; top:-13px; left:50%; transform:translateX(-50%); }
.price h3 { font-size:1.2rem; }
.price .amount { font-family:var(--font-display); font-weight:700; color:var(--navy); margin:14px 0 4px; display:flex; align-items:baseline; gap:8px; }
.price .amount .cur { font-size:1.2rem; color:var(--ink-2); }
.price .amount .num { font-size:2.6rem; line-height:1; }
.price .amount .was { font-size:1.1rem; color:var(--ink-3); text-decoration:line-through; font-weight:600; }
.price .desc { color:var(--ink-2); font-size:var(--fs-sm); margin:8px 0 18px; }
.price ul { list-style:none; padding:0; margin:0 0 24px; display:flex; flex-direction:column; gap:10px; }
.price ul li { display:flex; gap:10px; align-items:flex-start; font-size:var(--fs-sm); color:var(--ink); }
.price ul li svg { flex:none; margin-top:2px; color:var(--coral); }
.price .btn { margin-top:auto; }
.price .note { font-size:0.78rem; color:var(--ink-3); margin-top:12px; text-align:center; }

/* ---------------- TEAM ---------------- */
.team { display:grid; grid-template-columns:repeat(3,1fr); gap:22px; }
@media (max-width:860px){ .team{ grid-template-columns:repeat(2,1fr); } }
@media (max-width:520px){ .team{ grid-template-columns:1fr; } }
.member { background:var(--paper); border:1px solid var(--line); border-radius:var(--r-lg); padding:26px; box-shadow:var(--sh-sm); text-align:center; }
.member .avatar { width:84px; height:84px; border-radius:50%; margin:0 auto 16px; display:grid; place-items:center; font-family:var(--font-display); font-weight:700; font-size:1.6rem; color:#fff; background:var(--navy); }
.member h3 { font-size:1.15rem; }
.member .role { font-size:var(--fs-sm); color:var(--coral-700); font-weight:600; font-family:var(--font-display); margin-top:2px; }
.member .contact { font-size:0.85rem; color:var(--ink-3); margin-top:10px; }
.member .contact a:hover { color:var(--coral); }
.member .btn { margin-top:16px; }

/* Teamfoto + portretten op de contactpagina */
.team-photo { max-width:920px; margin:0 auto var(--s6); border-radius:var(--r-lg); overflow:hidden; box-shadow:var(--sh-md); border:1px solid var(--line); }
.team-photo img { display:block; width:100%; height:auto; }
.member .portrait { width:100%; aspect-ratio:4/5; border-radius:var(--r-md); overflow:hidden; margin:0 0 16px; background:var(--navy-050); }
.member .portrait img { width:100%; height:100%; object-fit:cover; object-position:50% 18%; display:block; }

/* ============================================================
   ADVISEURSPAGINA (single-adviseur)
   ============================================================ */
.adv-hero { display:grid; grid-template-columns:380px 1fr; gap:44px; align-items:center; }
@media (max-width:820px){ .adv-hero { grid-template-columns:1fr; gap:26px; max-width:440px; margin:0 auto; } }
.adv-photo { border-radius:var(--r-xl); overflow:hidden; aspect-ratio:4/5; box-shadow:var(--sh-lg); border:1px solid var(--line); }
.adv-photo img { width:100%; height:100%; object-fit:cover; object-position:50% 16%; display:block; }
.adv-info .region { display:inline-flex; align-items:center; gap:6px; color:var(--coral-700); font-weight:600; font-family:var(--font-display); font-size:.95rem; }
.adv-info h1 { font-size:clamp(2rem,4vw,2.9rem); margin:10px 0 4px; }
.adv-info .role { color:var(--ink-2); font-size:1.1rem; }
.adv-info .bio { color:var(--ink); font-size:1.06rem; margin:18px 0 22px; max-width:52ch; }
.adv-info .bio p { margin:0 0 12px; }
.adv-info .adv-intro { color:var(--ink); font-size:1.12rem; line-height:1.7; margin:16px 0 22px; max-width:52ch; }
/* Uitgebreide bio onder de hero (met koppen) — ruim opgemaakt */
.adv-body { color:var(--ink); font-size:1.07rem; line-height:1.8; }
.adv-body > *:first-child { margin-top:0; }
.adv-body h2 { font-size:var(--fs-h3); color:var(--navy); margin:44px 0 14px; line-height:1.3; }
.adv-body h3 { font-size:1.2rem; color:var(--navy); margin:32px 0 10px; }
.adv-body p { margin:0 0 20px; }
.adv-body p:last-child { margin-bottom:0; }
.adv-body ul { margin:0 0 20px; padding-left:22px; }
.adv-body li { margin:0 0 8px; }
.review-cards.adv-reviews { grid-template-columns:1fr; max-width:760px; width:100%; margin-left:auto; margin-right:auto; align-items:start; }
@media (min-width:720px){ .review-cards.adv-reviews { grid-template-columns:repeat(2,1fr); } }
.adv-contact { display:flex; gap:22px; flex-wrap:wrap; font-size:.98rem; }
.adv-contact a { display:inline-flex; align-items:center; gap:8px; color:var(--navy); font-weight:500; }
.adv-contact a:hover { color:var(--coral); }
.adv-contact svg { color:var(--coral); flex:0 0 auto; }
.book-head { max-width:640px; margin:0 auto var(--s5); text-align:center; }
.cal-embed { max-width:820px; margin:0 auto; }
.book-form { max-width:640px; margin:0 auto; }
.adv-badge { display:flex; align-items:center; gap:12px; background:var(--paper); border:1px solid var(--line); border-radius:var(--r-md); padding:12px 16px; margin-bottom:20px; }
.adv-badge img { width:44px; height:44px; border-radius:50%; object-fit:cover; object-position:50% 20%; }
.adv-badge b { font-family:var(--font-display); color:var(--navy); }
.adv-badge span { color:var(--ink-2); font-size:.9rem; }

/* ============================================================
   WOONSITUATIES — menu-uitklap + overzichtstegels
   ============================================================ */
.nav-drop { position:relative; display:inline-flex; align-items:center; }
.nav-drop .drop-trigger { display:inline-flex; align-items:center; gap:5px; cursor:pointer; font-family:var(--font-body); font-weight:500; color:var(--ink); font-size:var(--fs-sm); background:none; border:none; padding:0; transition:color var(--dur-fast); }
.nav-drop:hover .drop-trigger, .nav-drop:focus-within .drop-trigger { color:var(--coral); }
.nav-drop .drop-trigger .chev { transition:transform var(--dur-med); }
.nav-drop:hover .drop-trigger .chev, .nav-drop:focus-within .drop-trigger .chev { transform:rotate(180deg); }
.drop-panel { position:absolute; top:100%; left:50%; transform:translateX(-50%) translateY(10px); background:#fff; border:1px solid var(--line); border-radius:var(--r-lg); box-shadow:var(--sh-lg); padding:22px 24px; width:560px; opacity:0; visibility:hidden; transition:opacity var(--dur-med), transform var(--dur-med); z-index:70; }
.drop-panel::before { content:""; position:absolute; top:-16px; left:0; right:0; height:16px; }
.nav-drop:hover .drop-panel, .nav-drop:focus-within .drop-panel { opacity:1; visibility:visible; transform:translateX(-50%) translateY(8px); }
.drop-grid { display:grid; grid-template-columns:1fr 1fr; gap:2px 28px; }
.drop-grid a { display:flex; align-items:center; gap:10px; color:var(--navy); font-family:var(--font-body); font-weight:500; font-size:.98rem; padding:10px; border-radius:var(--r-sm); transition:background var(--dur-fast), color var(--dur-fast); }
.drop-grid a:hover { background:var(--navy-050); color:var(--coral); }
.drop-grid a svg { color:var(--coral); flex:0 0 auto; }
.drop-foot { margin-top:14px; padding-top:14px; border-top:1px solid var(--line); }
.drop-foot a { display:inline-flex; align-items:center; gap:6px; color:var(--coral-700); font-family:var(--font-display); font-weight:600; font-size:.95rem; }

.situ-grid { display:grid; grid-template-columns:repeat(4,1fr); gap:18px; margin-top:var(--s2); }
@media (max-width:1000px){ .situ-grid { grid-template-columns:repeat(2,1fr); } }
@media (max-width:520px){ .situ-grid { grid-template-columns:1fr; } }
.situ { display:block; padding:24px; background:#fff; border:1px solid var(--line); border-radius:var(--r-lg); box-shadow:var(--sh-xs); transition:transform var(--dur-med) var(--ease), box-shadow var(--dur-med) var(--ease), border-color var(--dur-med) var(--ease); }
.situ:hover { transform:translateY(-3px); box-shadow:var(--sh-md); border-color:var(--coral-200); }
.situ .ic { width:52px; height:52px; border-radius:var(--r-md); background:var(--coral-050); color:var(--coral); display:flex; align-items:center; justify-content:center; margin-bottom:14px; }
.situ h3 { font-family:var(--font-display); color:var(--navy); font-size:1.02rem; margin:0 0 5px; line-height:1.25; }
.situ p { color:var(--ink-2); font-size:.9rem; margin:0; }
.ws-body { font-size:1.08rem; color:var(--ink); line-height:1.7; }
.ws-body > *:first-child { margin-top:0; }
.ws-body h2 { font-size:var(--fs-h3); color:var(--navy); margin:40px 0 12px; line-height:1.3; }
.ws-body p { margin:0 0 18px; }
.ws-body ul { margin:0 0 18px; padding-left:22px; }
.ws-body li { margin:0 0 8px; }

/* ============================================================
   SAMENVATTEN MET AI — blok op informatieve pagina's
   ============================================================ */
.ai-summary { background:#fff; border:1px solid var(--line); border-radius:var(--r-lg); box-shadow:var(--sh-sm); padding:26px 28px; margin-top:var(--s6); }
.ai-summary .ai-head { display:flex; gap:14px; align-items:flex-start; margin-bottom:18px; }
.ai-summary .ai-head .ic { width:44px; height:44px; flex:0 0 auto; border-radius:50%; background:var(--coral-050); color:var(--coral); display:flex; align-items:center; justify-content:center; }
.ai-summary .ai-head h3 { font-family:var(--font-display); color:var(--navy); font-size:1.15rem; margin:0 0 3px; }
.ai-summary .ai-head p { color:var(--ink-2); font-size:.95rem; margin:0; }
.ai-tools { display:flex; flex-wrap:wrap; gap:10px; }
.ai-btn { display:inline-flex; align-items:center; gap:8px; font-family:var(--font-display); font-weight:600; font-size:.95rem;
  color:var(--navy); background:var(--navy-050); border:1px solid var(--line-2); border-radius:var(--r-pill); padding:10px 18px;
  transition:background var(--dur-fast), color var(--dur-fast), border-color var(--dur-fast); }
.ai-btn:hover { background:var(--navy); color:#fff; border-color:var(--navy); }
.ai-btn svg { opacity:.6; }
.ai-note { color:var(--ink-3); font-size:.82rem; margin:16px 0 0; }
.ai-note a { color:var(--coral-700); font-weight:600; }

/* ---------------- SPLIT (text + card) ---------------- */
.split { display:grid; grid-template-columns:1fr 1fr; gap:48px; align-items:center; }
@media (max-width:860px){ .split{ grid-template-columns:1fr; gap:32px; } }
.split.narrow { grid-template-columns:1.1fr 0.9fr; }
@media (max-width:860px){ .split.narrow{ grid-template-columns:1fr; } }

/* ---------------- PROSE (content blocks) ---------------- */
.prose { max-width:680px; }
.prose h2 { font-size:var(--fs-h3); margin-top:var(--s6); }
.prose h2:first-child { margin-top:0; }
.prose h3 { font-size:1.25rem; margin-top:var(--s5); }
.prose p { color:var(--ink-2); margin-top:14px; }
.prose ul { color:var(--ink-2); margin-top:14px; padding-left:0; list-style:none; display:flex; flex-direction:column; gap:10px; }
.prose ul li { display:flex; gap:10px; align-items:flex-start; }
.prose ul li::before { content:""; flex:none; width:8px; height:8px; margin-top:9px; border-radius:50%; background:var(--coral); }

/* info cards grid (e.g. kostenposten) */
.cards { display:grid; grid-template-columns:repeat(3,1fr); gap:20px; }
@media (max-width:860px){ .cards{ grid-template-columns:1fr 1fr; } }
@media (max-width:560px){ .cards{ grid-template-columns:1fr; } }
.icard { background:var(--paper); border:1px solid var(--line); border-radius:var(--r-lg); padding:24px; box-shadow:var(--sh-xs); }
.icard .top { display:flex; justify-content:space-between; align-items:baseline; gap:12px; }
.icard h3 { font-size:1.1rem; }
.icard .price-tag { font-family:var(--font-display); font-weight:700; color:var(--coral); white-space:nowrap; font-size:0.95rem; }
.icard p { color:var(--ink-2); font-size:var(--fs-sm); margin-top:8px; }

/* tip / highlight box */
.tipbox { display:flex; gap:16px; background:var(--amber-050); border:1px solid var(--amber-100); border-radius:var(--r-lg); padding:22px 24px; align-items:flex-start; }
.tipbox .star { color:var(--amber-600); flex:none; }
.tipbox b { font-family:var(--font-display); color:var(--navy); }
.tipbox p { color:var(--ink-2); font-size:var(--fs-sm); margin-top:4px; }

/* ---------------- LEAD FORM ---------------- */
.lead { background:var(--paper); border:1px solid var(--line); border-radius:var(--r-xl); box-shadow:var(--sh-md); padding:34px; }
.lead h3 { font-size:1.5rem; }
.lead p.sub { color:var(--ink-2); font-size:var(--fs-sm); margin-top:8px; margin-bottom:8px; }
.form-row { margin-top:18px; }
.form-grid2 { display:grid; grid-template-columns:1fr 1fr; gap:16px; }
@media (max-width:520px){ .form-grid2{ grid-template-columns:1fr; } }
.form-consent { display:flex; gap:10px; align-items:flex-start; margin-top:18px; font-size:0.8rem; color:var(--ink-3); }
.form-consent input { margin-top:3px; }
.lead .btn { width:100%; margin-top:20px; }
.form-success { display:none; }
.form-success.show { display:block; }

/* split CTA band */
.cta-band { background:var(--navy); border-radius:var(--r-xl); padding:48px; text-align:center; position:relative; overflow:hidden; }
.cta-band h2 { color:#fff; font-size:var(--fs-h2); }
.cta-band p { color:var(--on-dark-2); margin-top:12px; max-width:520px; margin-left:auto; margin-right:auto; }
.cta-band .hero-cta { justify-content:center; }

/* contact info row */
.contact-info { display:grid; grid-template-columns:repeat(3,1fr); gap:20px; }
@media (max-width:760px){ .contact-info{ grid-template-columns:1fr; } }
.contact-info .ci { display:flex; gap:14px; align-items:flex-start; }
.contact-info .ci .ic { flex:none; width:44px; height:44px; border-radius:12px; background:var(--coral-050); color:var(--coral-700); display:grid; place-items:center; }
.contact-info .ci .lab { font-size:0.78rem; text-transform:uppercase; letter-spacing:0.1em; color:var(--ink-3); font-weight:600; }
.contact-info .ci .v { font-family:var(--font-display); font-weight:600; color:var(--navy); }
.contact-info .ci .v a:hover { color:var(--coral); }

/* ---------------- FOOTER ---------------- */
.foot { background:var(--navy-900); color:var(--on-dark-2); padding:var(--s7) 0 var(--s5); }
.foot-top { display:grid; grid-template-columns:1.5fr 1fr 1fr 1.2fr 1fr; gap:32px; }
@media (max-width:860px){ .foot-top{ grid-template-columns:1fr 1fr; gap:28px; } }
@media (max-width:480px){ .foot-top{ grid-template-columns:1fr; } }
.foot img.flogo { height:26px; width:auto; }
.foot h5 { font-family:var(--font-display); color:#fff; font-size:0.82rem; letter-spacing:0.08em; text-transform:uppercase; margin:0 0 14px; }
.foot a { display:block; color:var(--on-dark-2); font-size:var(--fs-sm); padding:5px 0; transition:color var(--dur-fast); }
.foot a:hover { color:var(--coral); }
.foot .blurb { margin-top:14px; max-width:300px; font-size:var(--fs-sm); }
.foot .social { display:flex; gap:12px; margin-top:18px; }
.foot .social a { width:38px; height:38px; border-radius:50%; background:rgba(255,255,255,0.08); display:grid; place-items:center; padding:0; }
.foot .social a:hover { background:var(--coral); color:#fff; }
.foot-bottom { border-top:1px solid var(--line-navy); margin-top:var(--s6); padding-top:var(--s4); display:flex; justify-content:space-between; gap:16px; flex-wrap:wrap; font-size:0.82rem; color:var(--navy-300); }
.foot-bottom .legal { display:flex; gap:18px; flex-wrap:wrap; }
.foot-bottom a:hover { color:var(--coral); }

/* ---------------- KLANTVERHALEN — overzicht ---------------- */
.stories { display:grid; grid-template-columns:repeat(3,1fr); gap:26px; }
@media (max-width:900px){ .stories{ grid-template-columns:repeat(2,1fr); } }
@media (max-width:600px){ .stories{ grid-template-columns:1fr; } }
.story-card { display:flex; flex-direction:column; background:var(--paper); border:1px solid var(--line); border-radius:var(--r-lg); overflow:hidden; box-shadow:var(--sh-sm); transition:transform var(--dur-med) var(--ease), box-shadow var(--dur-med) var(--ease); }
.story-card:hover { transform:translateY(-4px); box-shadow:var(--sh-md); }
.story-thumb { position:relative; aspect-ratio:16/10; background:var(--navy-900); background-size:cover; background-position:center; display:grid; place-items:center; }
.story-thumb::after { content:""; position:absolute; inset:0; background:linear-gradient(180deg, rgba(12,23,56,0.05), rgba(12,23,56,0.55)); }
.story-thumb .play { position:relative; z-index:2; width:58px; height:58px; border-radius:50%; background:var(--coral); color:#fff; display:grid; place-items:center; box-shadow:var(--sh-coral); transition:transform var(--dur-fast) var(--ease); }
.story-card:hover .story-thumb .play { transform:scale(1.08); }
.story-thumb .dur { position:absolute; z-index:2; bottom:12px; right:12px; background:rgba(12,23,56,0.8); color:#fff; font-family:var(--font-display); font-weight:600; font-size:0.75rem; padding:4px 10px; border-radius:var(--r-pill); }
.story-body { padding:24px; display:flex; flex-direction:column; gap:10px; flex:1; }
.story-body h3 { font-size:1.2rem; }
.story-body .who { font-size:var(--fs-sm); color:var(--ink-3); }
.story-body .read { margin-top:auto; font-family:var(--font-display); font-weight:600; font-size:var(--fs-sm); color:var(--coral); display:inline-flex; align-items:center; gap:6px; }
.story-card:hover .story-body .read .arr { transform:translateX(4px); }

/* ---------------- VIDEO FACADE (klik-om-te-spelen) ---------------- */
.video { position:relative; aspect-ratio:16/9; border-radius:var(--r-xl); overflow:hidden; background:var(--navy-900); box-shadow:var(--sh-lg); background-size:cover; background-position:center; }
.video::after { content:""; position:absolute; inset:0; background:linear-gradient(180deg, rgba(12,23,56,0.1), rgba(12,23,56,0.5)); transition:opacity var(--dur-med); }
.video.playing::after { opacity:0; }
.video-play { position:absolute; inset:0; z-index:2; margin:0; width:100%; height:100%; background:transparent; border:none; cursor:pointer; display:grid; place-items:center; color:#fff; }
.video-play .disc { width:84px; height:84px; border-radius:50%; background:var(--coral); display:grid; place-items:center; box-shadow:var(--sh-coral); transition:transform var(--dur-fast) var(--ease); }
.video-play:hover .disc { transform:scale(1.07); }
.video-play .cap { position:absolute; bottom:18px; left:0; right:0; text-align:center; font-family:var(--font-display); font-weight:600; font-size:var(--fs-sm); text-shadow:0 1px 6px rgba(0,0,0,0.4); }
.video.soon .video-play { cursor:default; }
.video.soon .disc { background:rgba(255,255,255,0.16); }
.video iframe { position:absolute; inset:0; width:100%; height:100%; border:0; z-index:3; }
/* Klantverhaal met foto i.p.v. video */
.story-photo { margin:0; border-radius:var(--r-xl); overflow:hidden; box-shadow:var(--sh-lg); }
.story-photo img { display:block; width:100%; height:auto; }
.story-thumb.is-photo::after { background:linear-gradient(180deg, rgba(12,23,56,0), rgba(12,23,56,0.12)); }

/* ---------------- KLANTVERHAAL — detail ---------------- */
.story-meta { display:flex; flex-wrap:wrap; gap:10px; margin-top:18px; }
.story-quote { border-left:4px solid var(--coral); padding:6px 0 6px 24px; margin:var(--s5) 0; }
.story-quote p { font-family:var(--font-display); font-weight:600; font-size:clamp(1.3rem,2.4vw,1.8rem); color:var(--navy); line-height:1.3; }
.story-quote cite { display:block; font-style:normal; font-size:var(--fs-sm); color:var(--ink-3); margin-top:12px; }
.story-facts { display:grid; grid-template-columns:repeat(3,1fr); gap:18px; margin:var(--s5) 0; }
@media (max-width:600px){ .story-facts{ grid-template-columns:1fr; } }
.story-facts .fact { background:var(--navy-050); border-radius:var(--r-lg); padding:22px; }
.story-facts .fact .k { font-size:0.78rem; text-transform:uppercase; letter-spacing:0.1em; color:var(--ink-3); font-weight:600; }
.story-facts .fact .v { font-family:var(--font-display); font-weight:700; font-size:1.5rem; color:var(--navy); margin-top:6px; }
.advisor-box { display:flex; gap:16px; align-items:center; background:var(--paper); border:1px solid var(--line); border-radius:var(--r-lg); padding:22px 24px; box-shadow:var(--sh-xs); margin-top:var(--s5); }
.advisor-box .avatar { flex:none; width:60px; height:60px; border-radius:50%; background:var(--navy); color:#fff; display:grid; place-items:center; font-family:var(--font-display); font-weight:700; font-size:1.2rem; }
.advisor-box .who { font-family:var(--font-display); font-weight:700; color:var(--navy); }
.advisor-box .role { font-size:var(--fs-sm); color:var(--coral-700); }

/* ---------------- SOCIAL PROOF / REVIEWS ---------------- */
/* Inline rating-snippet (o.a. in hero) */
.rating { display:inline-flex; align-items:center; gap:10px; flex-wrap:wrap; }
.rating .stars { color:var(--amber); letter-spacing:2px; font-size:1.05rem; }
.rating .txt { font-size:var(--fs-sm); }
.rating .txt b { font-family:var(--font-display); }

/* Bronbadges-balk (Google / Trustoo / Advieskeuze) */
.proof-bar { display:flex; flex-wrap:wrap; gap:14px; justify-content:center; align-items:stretch; }
.proof { display:flex; align-items:center; gap:14px; background:var(--paper); border:1px solid var(--line); border-radius:var(--r-md); padding:14px 22px; box-shadow:var(--sh-xs); }
.proof .score { font-family:var(--font-display); font-weight:700; font-size:1.6rem; color:var(--navy); line-height:1; }
.proof .pmeta { display:flex; flex-direction:column; line-height:1.35; }
.proof .src { font-family:var(--font-display); font-weight:700; color:var(--navy); font-size:0.95rem; }
.proof .stars { color:var(--amber); letter-spacing:1px; font-size:0.85rem; display:block; margin-top:2px; }
.proof .cnt { font-size:0.78rem; color:var(--ink-3); }
.proof:hover { border-color:var(--line-2); }

/* Review-kaarten */
.review-cards { display:grid; grid-template-columns:repeat(3,1fr); gap:22px; }
@media (max-width:900px){ .review-cards{ grid-template-columns:1fr; max-width:560px; margin-left:auto; margin-right:auto; } }
.review { display:flex; flex-direction:column; gap:14px; background:var(--paper); border:1px solid var(--line); border-radius:var(--r-lg); padding:26px; box-shadow:var(--sh-sm); }
.review .stars { color:var(--amber); letter-spacing:2px; }
.review .body { color:var(--ink); font-size:var(--fs-sm); }
.review .author { margin-top:auto; display:flex; align-items:center; gap:12px; }
.review .author .ava { width:42px; height:42px; border-radius:50%; background:var(--navy); color:#fff; display:grid; place-items:center; font-family:var(--font-display); font-weight:700; font-size:0.85rem; flex:none; }
.review .author .n { font-family:var(--font-display); font-weight:600; color:var(--navy); font-size:0.9rem; }
.review .author .meta { font-size:0.75rem; color:var(--ink-3); display:flex; align-items:center; gap:6px; }
.review .author .meta .g { color:var(--coral-700); font-weight:600; }

/* ---------------- AFSPRAAK / FORMULIER ---------------- */
.seg { display:flex; flex-wrap:wrap; gap:10px; }
.seg input { position:absolute; opacity:0; width:0; height:0; pointer-events:none; }
.seg label { flex:1; min-width:120px; border:1.5px solid var(--line-2); border-radius:var(--r-md); padding:14px 12px; cursor:pointer; font-family:var(--font-display); font-weight:600; font-size:var(--fs-sm); color:var(--navy); transition:border-color var(--dur-fast), background var(--dur-fast), color var(--dur-fast); display:flex; flex-direction:column; align-items:center; gap:7px; text-align:center; }
.seg label svg { color:var(--coral); }
.seg label:hover { border-color:var(--navy); }
.seg input:checked + label { border-color:var(--coral); background:var(--coral-050); color:var(--coral-700); }
.seg input:checked + label svg { color:var(--coral-700); }
.seg input:focus-visible + label { outline:3px solid var(--navy); outline-offset:2px; }
select.inp { appearance:none; -webkit-appearance:none; background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='20' height='20' viewBox='0 0 24 24' fill='none' stroke='%234C567A' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='m6 9 6 6 6-6'/%3E%3C/svg%3E"); background-repeat:no-repeat; background-position:right 16px center; padding-right:46px; }

/* Reassurance-paneel naast formulier */
.reassure { background:var(--navy); color:#fff; border-radius:var(--r-xl); padding:32px; box-shadow:var(--sh-md); }
.reassure h3 { color:#fff; font-size:1.3rem; }
.reassure ul { list-style:none; padding:0; margin:18px 0 0; display:flex; flex-direction:column; gap:14px; }
.reassure ul li { display:flex; gap:12px; align-items:flex-start; font-size:var(--fs-sm); color:var(--on-dark-2); }
.reassure ul li svg { flex:none; color:var(--coral-200); margin-top:1px; }
.reassure ul li b { color:#fff; font-family:var(--font-display); display:block; }
.reassure .hours { margin-top:22px; padding-top:20px; border-top:1px solid var(--line-navy); font-size:var(--fs-sm); color:var(--on-dark-2); }
.reassure .hours .row { display:flex; justify-content:space-between; gap:12px; padding:3px 0; }
.reassure .hours b { color:#fff; }

/* ---------------- UTILITIES ---------------- */
/* Volle 1200px-container (zelfde marges als de homepage), met de directe
   inhoud gecentreerd op een leesbare breedte. */
.wrap.measure-sm > * { max-width:720px; margin-left:auto; margin-right:auto; }
.wrap.measure-md > * { max-width:960px; margin-left:auto; margin-right:auto; }
.mt0{margin-top:0}
.center{text-align:center}
.muted{color:var(--ink-3)}
.maxw-640{max-width:640px}

/* ============================================================
   WordPress-specifiek (prose-citaat, afbeeldingen, paginatie)
   ============================================================ */
.prose blockquote { border-left:4px solid var(--coral); margin:var(--s5) 0; padding:6px 0 6px 24px; }
.prose blockquote p { font-family:var(--font-display); font-weight:600; font-size:clamp(1.2rem,2vw,1.5rem); color:var(--navy); line-height:1.3; }
.prose img { border-radius:var(--r-lg); margin-top:18px; height:auto; }
.prose a { color:var(--coral-700); text-decoration:underline; text-underline-offset:3px; }
.navigation .nav-links { display:flex; gap:10px; justify-content:center; flex-wrap:wrap; }
.navigation .nav-links a, .navigation .nav-links span { font-family:var(--font-display); font-weight:600; font-size:0.9rem; padding:8px 14px; border-radius:var(--r-pill); border:1px solid var(--line-2); color:var(--navy); }
.navigation .nav-links .current { background:var(--coral); color:#fff; border-color:transparent; }
.navigation .nav-links a:hover { border-color:var(--navy); }

/* ============================================================
   BEGRIPPENLIJST / KENNISBANK
   ============================================================ */
/* Zoekbalk in de hero */
.gloss-search { position:relative; max-width:520px; margin-top:26px; }
.gloss-search .ic { position:absolute; left:18px; top:50%; transform:translateY(-50%); color:var(--ink-3); pointer-events:none; }
.gloss-search input { padding-left:50px; }
.gloss-search input::-webkit-search-cancel-button { cursor:pointer; }

/* A–Z spring-balk (sticky onder de nav) — één strakke, vlakke letterrij */
.alpha-bar { position:sticky; top:74px; z-index:40; background:rgba(255,247,242,0.92); backdrop-filter:blur(10px); -webkit-backdrop-filter:blur(10px); border-bottom:1px solid var(--line); }
.alpha-bar .wrap { padding-top:14px; padding-bottom:14px; }
.alpha-nav {
  display:flex; gap:2px;
  background:var(--paper); border:1px solid var(--line-2); border-radius:var(--r-pill);
  box-shadow:var(--sh-xs); padding:5px;
}
.alpha-bar a {
  flex:1 1 0; min-width:0;
  display:grid; place-items:center; height:42px;
  font-family:var(--font-display); font-weight:var(--weight-semi); font-size:0.95rem;
  color:var(--navy); border-radius:var(--r-pill);
  transition:background var(--dur-fast) var(--ease), color var(--dur-fast) var(--ease);
}
.alpha-bar a:hover { background:var(--coral-50, #FFEDE7); color:var(--coral); }
.alpha-bar a.active { background:var(--coral); color:#fff; }
.alpha-bar a:focus-visible { outline:3px solid var(--navy); outline-offset:2px; }
.alpha-bar a.disabled { color:var(--navy-300); opacity:0.4; pointer-events:none; }

/* Teller + lege staat */
.gloss-count { font-size:var(--fs-sm); color:var(--ink-3); margin-bottom:var(--s4); }
.gloss-empty { text-align:center; padding:var(--s7) 0; color:var(--ink-2); font-size:var(--fs-lede); }

/* Letter-groepen en begrip-kaarten */
.gloss-group { margin-bottom:var(--s6); scroll-margin-top:140px; }
.gloss-letter { font-size:2rem; color:var(--coral); margin-bottom:var(--s3); padding-bottom:8px; border-bottom:2px solid var(--line); }
.gloss-terms { display:grid; grid-template-columns:repeat(2,1fr); gap:18px; }
.term { padding:24px 26px; transition:transform var(--dur-fast) var(--ease), box-shadow var(--dur-fast) var(--ease); }
.term:hover { transform:translateY(-3px); box-shadow:var(--sh-md); }
.term h3 { font-size:1.25rem; margin-bottom:8px; scroll-margin-top:140px; }
.term h3 a { color:var(--navy); }
.term:hover h3 a { color:var(--coral); }
.term p { color:var(--ink-2); font-size:var(--fs-sm); }
.term .term-more { display:inline-flex; align-items:center; gap:6px; margin-top:14px; font-family:var(--font-display); font-weight:var(--weight-semi); font-size:0.9rem; color:var(--coral); }
.term .term-more .arr { transition:transform var(--dur-med) var(--ease); }
.term:hover .term-more .arr { transform:translateX(4px); }

@media (max-width:720px) {
  .gloss-terms { grid-template-columns:1fr; }
  /* letters passen niet allemaal op één regel: nette horizontale scroll, geen propvolle rij */
  .alpha-nav { overflow-x:auto; scrollbar-width:none; -webkit-overflow-scrolling:touch; }
  .alpha-nav::-webkit-scrollbar { display:none; }
  .alpha-bar a { flex:0 0 auto; width:44px; height:44px; font-size:0.95rem; }
  /* subtiele fade rechts: hint dat de balk horizontaal verschuift */
  .alpha-bar .wrap { position:relative; }
  .alpha-bar .wrap::after {
    content:""; position:absolute; top:14px; bottom:14px; right:24px; width:44px;
    pointer-events:none; border-radius:0 var(--r-pill) var(--r-pill) 0;
    background:linear-gradient(to right, rgba(255,255,255,0), var(--paper));
  }
}

/* ---- Losse begrip-pagina ---- */
.term-body { max-width:760px; }
.term-body h2 { font-size:var(--fs-h3); margin-top:var(--s6); margin-bottom:var(--s3); }
.term-body p { color:var(--ink-2); margin-bottom:var(--s3); }
.term-body p + h2 { margin-top:var(--s7); }
.term-body ul { color:var(--ink-2); padding-left:1.2em; margin-bottom:var(--s3); }
.term-body ul li { margin-bottom:8px; }
.term-body .alert { margin:var(--s4) 0; }

/* ============================================================
   MAX-HYPOTHEEK WIZARD  (js/hypotheek-tool.js)
   ============================================================ */
.wiz { --wiz-line: var(--navy-100); }

/* ---- Stappenbalk ---- */
.wiz-steps { list-style:none; display:flex; align-items:center; justify-content:center; gap:0; margin:0 auto var(--s5); padding:0; max-width:460px; }
.wiz-step { position:relative; flex:1; display:flex; justify-content:center; }
.wiz-step + .wiz-step::before { content:""; position:absolute; right:50%; left:-50%; top:19px; height:3px; background:var(--wiz-line); z-index:0; }
.wiz-step.is-active + .wiz-step::before, /* geen effect */
.wiz-step.is-done::before, .wiz-step.is-active::before { background:var(--coral); }
.wiz-dot { position:relative; z-index:1; width:40px; height:40px; border-radius:50%; display:grid; place-items:center; background:#fff; border:3px solid var(--wiz-line); color:var(--navy-300); font-family:var(--font-display); font-weight:700; transition:all var(--dur-med,.3s) var(--ease,ease); }
.wiz-step.is-active .wiz-dot { border-color:var(--coral); color:var(--coral); }
.wiz-step.is-done .wiz-dot { background:var(--coral); border-color:var(--coral); color:#fff; font-size:0; }
.wiz-step.is-done .wiz-dot::after { content:"✓"; font-size:1.1rem; }
.wiz-goal .wiz-dot { background:transparent; border:none; color:var(--navy-300); }

/* ---- Kaart ---- */
.wiz-card, .wiz-result { background:var(--paper); border:1px solid var(--navy-100); border-radius:var(--r-xl); padding:clamp(24px,4vw,44px); box-shadow:var(--sh-sm); }
.wiz-panel { display:none; }
.wiz-panel.is-active { display:block; animation:wizIn .35s var(--ease,ease); }
@keyframes wizIn { from { opacity:0; transform:translateY(8px); } to { opacity:1; transform:none; } }
.wiz-panel h2, .wiz-result h2 { font-family:var(--font-display); font-weight:700; color:var(--navy); font-size:clamp(1.6rem,4vw,2.2rem); margin:0 0 var(--s4); }
.wiz-panel .sub { color:var(--navy-400); margin:-8px 0 var(--s4); }

/* ---- Velden ---- */
.wiz .field { margin-bottom:var(--s4); }
.wiz label { display:block; font-family:var(--font-display); font-weight:600; color:var(--navy); margin-bottom:10px; }
.wiz label .hint { font-family:var(--font-body,inherit); font-weight:400; color:var(--navy-300); font-size:.9rem; }
.wiz .note { color:var(--navy-400); font-size:.9rem; margin:10px 0 0; }
.wiz input[type=number], .wiz input[type=text], .wiz input[type=email], .wiz input[type=tel], .wiz select {
  width:100%; font-family:inherit; font-size:1.05rem; color:var(--navy); background:#fff;
  border:1px solid var(--navy-100); border-radius:14px; padding:14px 16px; transition:border-color var(--dur-fast,.15s), box-shadow var(--dur-fast,.15s); }
.wiz input:focus, .wiz select:focus { outline:none; border-color:var(--coral); box-shadow:0 0 0 3px var(--coral-100); }
.wiz select { appearance:none; -webkit-appearance:none; background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='16' height='16' viewBox='0 0 24 24' fill='none' stroke='%231D3276' stroke-width='2.5' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M6 9l6 6 6-6'/%3E%3C/svg%3E"); background-repeat:no-repeat; background-position:right 16px center; padding-right:44px; }
.dob { display:grid; grid-template-columns:repeat(3,1fr); gap:10px; }

/* Geldveld met €-prefix */
.field-money { position:relative; }
.field-money > span { position:absolute; left:16px; top:50%; transform:translateY(-50%); color:var(--navy-300); font-weight:600; pointer-events:none; }
.field-money input { padding-left:34px !important; }
.money-row { display:grid; grid-template-columns:1fr 160px; gap:12px; align-items:start; }

/* ---- Radio-cards ---- */
.radio-cards { display:grid; grid-template-columns:1fr 1fr; gap:12px; }
.wiz .rc { position:relative; display:flex; align-items:center; gap:14px; padding:17px 22px; border:2px solid var(--navy-100); border-radius:16px; cursor:pointer; margin:0; font-family:var(--font-display); font-weight:600; font-size:1.05rem; color:var(--navy); transition:border-color var(--dur-fast,.15s), background var(--dur-fast,.15s); }
.rc:hover { border-color:var(--navy-300); }
.rc.is-active:hover { border-color:var(--coral); }
.rc > span { line-height:1; }
.rc input { position:absolute; opacity:0; width:0; height:0; }
.rc::before { content:""; display:inline-block; width:22px; height:22px; border-radius:50%; border:2px solid #C3CBE4; flex:none; transition:all var(--dur-fast,.15s); }
.rc.is-active { border-color:var(--coral); background:var(--coral-050); }
.rc.is-active::before { border-color:var(--coral); box-shadow:inset 0 0 0 4px #fff, inset 0 0 0 5px var(--coral); background:var(--coral); }

/* ---- Checkboxes ---- */
.check-row { display:flex; flex-wrap:wrap; gap:22px; margin-top:14px; }
.chk { display:inline-flex; align-items:center; gap:10px; cursor:pointer; font-family:inherit; font-weight:500; color:var(--navy); margin:0; }
.chk input { position:absolute; opacity:0; width:0; height:0; }
.chk span::before { content:""; display:inline-block; width:22px; height:22px; border-radius:7px; border:2px solid #C3CBE4; vertical-align:-6px; margin-right:9px; transition:all var(--dur-fast,.15s); }
.chk input:checked + span::before { background:var(--navy); border-color:var(--navy); background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='16' height='16' viewBox='0 0 24 24' fill='none' stroke='white' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M20 6L9 17l-5-5'/%3E%3C/svg%3E"); background-repeat:no-repeat; background-position:center; }
.chk input:focus-visible + span::before { box-shadow:0 0 0 3px var(--coral-100); }

/* ---- Verplichtingen (stap 3) ---- */
.oblig { padding:16px 0; border-bottom:1px solid var(--navy-050); }
.oblig:last-of-type { border-bottom:none; }
.chk-reveal { font-family:var(--font-display); font-weight:600; }
.reveal-field { margin:14px 0 4px 32px; max-width:320px; }
.reveal-field label { font-weight:500; font-size:.95rem; }

/* ---- Navigatie ---- */
.wiz-nav { display:flex; justify-content:space-between; align-items:center; gap:16px; margin-top:var(--s5); }
.wiz-prev, .wiz-next, .wiz-restart { font-family:var(--font-display); font-weight:600; font-size:1rem; border:none; background:none; cursor:pointer; display:inline-flex; align-items:center; gap:10px; padding:10px 4px; }
.wiz-prev, .wiz-restart { color:var(--navy-400); }
.wiz-prev:hover, .wiz-restart:hover { color:var(--navy); }
.wiz-next { color:#fff; background:var(--coral); padding:14px 26px; border-radius:99px; box-shadow:var(--sh-coral,0 8px 20px rgba(255,84,54,.25)); transition:background var(--dur-fast,.15s); }
.wiz-next:hover { background:var(--coral-600); }

/* ---- Resultaat ---- */
.wiz-result { text-align:left; }
.res-top { text-align:center; padding-bottom:var(--s4); border-bottom:1px solid var(--navy-050); }
.res-top .rlab { color:var(--navy-400); font-family:var(--font-display); font-weight:600; }
.res-big { font-family:var(--font-display); font-weight:700; font-size:clamp(2.6rem,8vw,4rem); color:var(--coral); line-height:1.05; margin-top:6px; }
.res-nhg { color:var(--amber-600); font-size:.9rem; margin-top:8px; }
.res-rows { margin:var(--s4) 0; }
.rrow { display:flex; justify-content:space-between; align-items:baseline; padding:12px 0; border-bottom:1px solid var(--navy-050); }
.rrow span { color:var(--navy-400); }
.rrow b { font-family:var(--font-display); font-weight:700; color:var(--navy); font-size:1.15rem; }
.rrow-sub { padding-top:6px; border-bottom:none; }
.rrow-sub b { font-size:1rem; color:var(--navy-400); }
.rrow-note { font-size:.78rem; color:var(--navy-300); font-weight:400; }

/* Uitklapbare kosten koper */
.rrow-toggle { border-bottom:1px solid var(--navy-050); }
.rrow-toggle > summary { list-style:none; cursor:pointer; }
.rrow-toggle > summary::-webkit-details-marker { display:none; }
.rrow-toggle > summary.rrow { border-bottom:none; }
.rrow-toggle .chev { color:var(--navy-300); transition:transform var(--dur-fast,.15s); vertical-align:-2px; margin-left:4px; }
.rrow-toggle[open] .chev { transform:rotate(180deg); }
.kk-spec { padding:6px 0 16px; }
.kk-line { display:flex; justify-content:space-between; padding:7px 0; color:var(--navy-400); font-size:.95rem; }
.kk-line span:last-child { color:var(--navy); font-weight:600; }
.kk-note { margin:8px 0 0; font-size:.85rem; color:var(--coral-700); }
.res-aannames { margin:var(--s4) 0; border:1px solid var(--navy-100); border-radius:16px; overflow:hidden; }
.res-aannames summary { cursor:pointer; padding:16px 20px; font-family:var(--font-display); font-weight:600; color:var(--navy); list-style:none; }
.res-aannames summary::-webkit-details-marker { display:none; }
.res-aannames[open] summary { border-bottom:1px solid var(--navy-050); }
.aannames-grid { display:grid; grid-template-columns:1fr 1fr; gap:var(--s4); padding:20px; }
.aannames-grid label .v { float:right; color:var(--coral); }
.wiz input[type=range] { -webkit-appearance:none; appearance:none; width:100%; height:8px; border-radius:99px; background:var(--navy-100); outline:none; }
.wiz input[type=range]::-webkit-slider-thumb { -webkit-appearance:none; width:26px; height:26px; border-radius:50%; background:var(--coral); border:4px solid #fff; box-shadow:var(--sh-md); cursor:pointer; }
.wiz input[type=range]::-moz-range-thumb { width:22px; height:22px; border-radius:50%; background:var(--coral); border:4px solid #fff; box-shadow:var(--sh-md); cursor:pointer; }

/* ---- Lead-blok ---- */
.res-cta { margin-top:var(--s5); background:var(--navy-050); border-radius:var(--r-lg); padding:clamp(20px,4vw,32px); }
.res-cta b { font-family:var(--font-display); font-size:1.25rem; color:var(--navy); display:block; }
.res-cta > p { color:var(--navy-400); margin:8px 0 var(--s4); }
.lf-grid { display:grid; grid-template-columns:1fr 1fr; gap:16px; margin-bottom:var(--s4); }
.lf-grid .field:first-child { grid-column:1 / -1; }
.lf-fine { color:var(--navy-300); font-size:.85rem; margin-top:12px; }
.res-restart { margin-top:var(--s4); text-align:center; }
.wiz-disclaimer { text-align:center; color:var(--navy-300); font-size:.85rem; max-width:640px; margin:var(--s4) auto 0; }

/* ---- Mobiel ---- */
@media (max-width:640px) {
  .money-row, .aannames-grid, .lf-grid, .radio-cards { grid-template-columns:1fr; }
  .lf-grid .field:first-child { grid-column:auto; }
  .res-cta { padding:20px; }
}

/* ============================================================
   HYPOTHEEKVERSTREKKERS — logo-wand (home) + overzichtspagina
   ============================================================ */
.lenders-head .num { color:var(--coral); }

.lender-grid { display:grid; grid-template-columns:repeat(3,1fr); gap:16px; margin-top:var(--s2);
  max-width:760px; margin-left:auto; margin-right:auto; }
.lender-grid--full { grid-template-columns:repeat(4,1fr); max-width:none; }
@media (max-width:900px){ .lender-grid--full { grid-template-columns:repeat(3,1fr); } }
@media (max-width:520px){ .lender-grid { grid-template-columns:repeat(2,1fr); } }

.lender { display:flex; align-items:center; justify-content:center; background:#fff;
  border:1px solid var(--line); border-radius:var(--r-md); min-height:96px; padding:20px 22px;
  box-shadow:var(--sh-xs);
  transition:transform var(--dur-med) var(--ease), box-shadow var(--dur-med) var(--ease), border-color var(--dur-med) var(--ease); }
.lender:hover { transform:translateY(-3px); box-shadow:var(--sh-md); border-color:var(--coral-200); }
.lender img { max-height:44px; max-width:100%; width:auto; object-fit:contain;
  filter:grayscale(1); opacity:.72; transition:opacity var(--dur-med), filter var(--dur-med); }
.lender:hover img { filter:grayscale(0); opacity:1; }

.lenders-foot { text-align:center; margin-top:var(--s5); }

/* Overzichtspagina /hypotheekverstrekkers/ */
.lead-note { max-width:680px; margin:0 auto var(--s6); text-align:center; color:var(--ink-2); }
.why { display:grid; grid-template-columns:repeat(3,1fr); gap:20px; margin-top:var(--s6); }
@media (max-width:800px){ .why { grid-template-columns:1fr; max-width:460px; margin-left:auto; margin-right:auto; } }
.why .card { padding:26px; }
.why h3 { font-family:var(--font-display); color:var(--navy); font-size:1.15rem; margin:0 0 8px; }
.why p { color:var(--ink-2); margin:0; font-size:.98rem; }
.why .ic { color:var(--coral); margin-bottom:10px; }

/* ============================================================
   TARIEVEN — kaarten (home) + tarievenpagina
   ============================================================ */
.tariffs { display:grid; grid-template-columns:repeat(5,1fr); gap:16px; margin-top:var(--s2); }
@media (max-width:1000px){ .tariffs { grid-template-columns:repeat(3,1fr); } }
@media (max-width:640px){ .tariffs { grid-template-columns:repeat(2,1fr); } }
@media (max-width:420px){ .tariffs { grid-template-columns:1fr; max-width:320px; margin-left:auto; margin-right:auto; } }
.tariff { text-align:center; padding:28px 18px; }
.tariff .ic { width:60px; height:60px; border-radius:50%; background:var(--coral-050); color:var(--coral);
  display:flex; align-items:center; justify-content:center; margin:0 auto 14px; }
.tariff h3 { font-family:var(--font-display); color:var(--navy); font-size:1.05rem; margin:0 0 4px; }
.tariff .tsub { color:var(--ink-2); font-size:.82rem; margin:0 0 12px; min-height:2.2em; }
.tariff .price { display:block; background:none; border:none; box-shadow:none; padding:0; font-family:var(--font-display); color:var(--navy); font-weight:700; font-size:1.75rem; line-height:1; }
.tariff .price .from { display:block; color:var(--ink-2); font-size:.7rem; font-weight:600; text-transform:uppercase; letter-spacing:.05em; margin-bottom:3px; }
.tariff .price .cur { color:var(--coral); font-size:1em; font-weight:700; margin-right:4px; vertical-align:baseline; }
.tariffs-note { max-width:680px; margin:var(--s5) auto 0; text-align:center; color:var(--ink-2); font-size:.95rem; }
.incl { max-width:640px; margin:var(--s2) auto 0; display:grid; gap:14px; padding:0; }
.incl li { position:relative; padding-left:32px; color:var(--ink); font-size:1.03rem; line-height:1.6; list-style:none; }
.incl li svg { position:absolute; left:0; top:4px; color:var(--coral); }

/* Taal-vlaggetje in de header */
.lang-flag { display:inline-flex; align-items:center; }
.lang-flag svg { border-radius:50%; box-shadow:0 0 0 1px rgba(18,24,58,.12); display:block; transition:transform .15s ease; }
.lang-flag:hover svg { transform:scale(1.08); }

/* Klantverhalen-overzicht als lijst (horizontale rijen) */
.stories-list { display:flex; flex-direction:column; gap:22px; max-width:920px; margin:0 auto; }
.stories-list .story-card { flex-direction:row; }
.stories-list .story-thumb { width:44%; flex:none; aspect-ratio:16/11; }
.stories-list .story-body { padding:30px; justify-content:center; }
.stories-list .story-body h3 { font-size:1.35rem; }
@media (max-width:680px){
  .stories-list .story-card { flex-direction:column; }
  .stories-list .story-thumb { width:100%; aspect-ratio:16/10; }
  .stories-list .story-body { padding:24px; }
}

/* ===================== Bedankpagina (/bedankt/) ===================== */
.bedankt-hero{ position:relative; overflow:hidden; text-align:center; background:linear-gradient(180deg,var(--navy-050),var(--paper)); }
.bedankt-hero .wrap{ position:relative; z-index:2; }
.bedankt-inner{ max-width:640px; margin:0 auto; }
.bedankt-check{ width:96px; height:96px; border-radius:50%; background:var(--coral); display:grid; place-items:center; margin:0 auto 24px; box-shadow:0 14px 34px rgba(255,84,54,.34); }
.bedankt-check svg{ width:50px; height:50px; }
.bedankt-check path{ stroke-dasharray:32; stroke-dashoffset:32; animation:bedankt-draw .6s .25s ease forwards; }
@keyframes bedankt-draw{ to{ stroke-dashoffset:0; } }
.bedankt-hero h1{ color:var(--navy); margin-top:6px; }
.bedankt-hero .lede{ color:var(--ink-2); margin:16px auto 0; max-width:540px; }
.bedankt-mailhint{ color:var(--ink-3); font-size:var(--fs-sm); margin-top:14px; display:inline-flex; gap:8px; align-items:center; justify-content:center; }
.bedankt-steps{ display:grid; grid-template-columns:1fr; gap:18px; max-width:860px; margin:0 auto; }
.bedankt-cards{ display:grid; grid-template-columns:1fr; gap:16px; max-width:860px; margin:0 auto; }
@media(min-width:760px){ .bedankt-steps, .bedankt-cards{ grid-template-columns:repeat(3,1fr); } }
.bedankt-card{ display:block; background:var(--paper); border:1px solid var(--line); border-radius:20px; padding:22px; transition:transform .18s ease, box-shadow .18s ease, border-color .18s ease; }
.bedankt-card:hover{ transform:translateY(-3px); box-shadow:0 12px 28px rgba(18,32,80,.09); border-color:var(--coral-200); }
.bedankt-card .ic{ width:46px; height:46px; border-radius:13px; background:var(--coral-050); color:var(--coral-700); display:grid; place-items:center; margin-bottom:14px; }
.bedankt-card h3{ font-size:1.05rem; color:var(--navy); margin:0 0 6px; }
.bedankt-card p{ color:var(--ink-2); font-size:var(--fs-sm); margin:0 0 10px; }
.bedankt-card .go{ color:var(--coral-700); font-weight:600; font-size:var(--fs-sm); }
.bedankt-btns{ display:flex; gap:14px; justify-content:center; flex-wrap:wrap; margin-top:34px; }
.bedankt-reassure{ max-width:680px; margin:30px auto 0; background:var(--navy-050); border:1px solid var(--navy-100); border-radius:20px; padding:18px 24px; text-align:center; color:var(--ink-2); font-size:var(--fs-sm); }
.bedankt-reassure b{ color:var(--navy); }
@media(prefers-reduced-motion:reduce){ .bedankt-check path{ animation:none; stroke-dashoffset:0; } .bedankt-card{ transition:none; } }

/* ===================== Complianz cookiebanner in Rocket-huisstijl ===================== */
/* Accepteren: coral hoofdknop */
.cmplz-cookiebanner .cmplz-btn.cmplz-accept {
  background-color: var(--coral) !important;
  border-color: var(--coral) !important;
  color: #fff !important;
}
.cmplz-cookiebanner .cmplz-btn.cmplz-accept:hover {
  background-color: var(--coral-700) !important;
  border-color: var(--coral-700) !important;
}
/* Weigeren en Bekijk voorkeuren: subtiel, navy tekst */
.cmplz-cookiebanner .cmplz-btn.cmplz-deny,
.cmplz-cookiebanner .cmplz-btn.cmplz-view-preferences {
  color: var(--navy) !important;
}
.cmplz-cookiebanner .cmplz-btn.cmplz-deny:hover,
.cmplz-cookiebanner .cmplz-btn.cmplz-view-preferences:hover {
  border-color: var(--navy) !important;
}
/* Links (cookieverklaring / privacy statement): coral i.p.v. paarsblauw */
.cmplz-cookiebanner .cmplz-links a,
.cmplz-cookiebanner a.cmplz-link {
  color: var(--coral-700) !important;
}
/* Toggles 'aan' in de voorkeuren: coral (best effort) */
.cmplz-cookiebanner .cmplz-category-toggle input:checked + label,
.cmplz-cookiebanner .cmplz-category-toggle input:checked ~ .cmplz-slider {
  background-color: var(--coral) !important;
}